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⚖️ As per Surrogacy Act, 2021Video · Audio · Chat₹500 consultation
Surrogacy in India
Eligibility, Law & Cost: Consult Online from ₹500
Considering surrogacy? Speak to a fertility specialist online and find out whether you are eligible under Indian law, which medical reasons qualify, what certificates you need, how long it takes and what it usually costs, before you approach a clinic.
⚖️ Legal Eligibility🩺 Medical Indications📄 Certificates🌎 NRI & OCI Couples₹ Cost Planning
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Explained As Per Indian Law
Surrogacy (Regulation) Act and Rules
Private Consultation
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Connected Within 1 Hour
₹500 per consultation, 10 AM to 6 PM
From Home, Anywhere
India, and NRI or OCI couples abroad
Only altruistic surrogacy is legal in India
Under the Surrogacy (Regulation) Act, 2021, surrogacy is allowed only for eligible intending couples or women with a medical need, at a registered clinic, with government certificates. Be wary of anyone offering a quick route outside this process. VinsHealth gives information and medical consultation; it does not arrange surrogates.
🤲 About Surrogacy
What Is Gestational Surrogacy?
In gestational surrogacy, an embryo created through IVF is placed in the uterus of another woman, the surrogate mother, who carries the pregnancy and gives birth. The surrogate is not genetically related to the baby. In India, this is the only form of surrogacy allowed, and it must be altruistic.
Most people begin by searching “surrogacy centre near me” or “surrogacy cost in India”, and quickly find conflicting information. The rules changed with the Surrogacy (Regulation) Act, 2021, the 2022 Rules and the 2024 amendment, and courts have clarified parts of them since. A consultation helps you understand where you stand before you spend money.
Surrogacy is a medical decision first. It is meant for couples or women who cannot safely carry a pregnancy themselves. In the consultation, a specialist looks at your medical history and reports, explains whether a District Medical Board is likely to certify the need, and walks you through the legal steps, the timeline and realistic costs.
Quick Facts: Surrogacy in India
Altruistic surrogacy only
Governed by the Surrogacy (Regulation) Act, 2021 and Rules
Married couples: wife 23–50, husband 26–55
Indian couples, including NRI and OCI couples
Widowed or divorced women: 35–45
Using their own eggs and donor sperm
Medical need must be certified
By the District Medical Board
Government certificates
Essentiality and eligibility certificates, then a court parentage order
₹500 consultation
Video, audio or chat, 10 AM to 6 PM
🤔 Is Surrogacy Right for You?
IVF, Surrogacy or Adoption?
These paths suit different situations. A specialist can help you see which one fits yours.
IVF With Your Own Uterus
If the woman can safely carry a pregnancy, IVF (with your own or donor gametes as allowed) is usually tried first. Surrogacy is not permitted just for convenience.
Gestational Surrogacy
For a certified medical reason, such as no uterus, a damaged uterus, repeated IVF failure or a condition that makes pregnancy dangerous.
Adoption
A legal route to parenthood through CARA (Central Adoption Resource Authority). Some couples consider it alongside or instead of treatment.
📚 10 Things to Understand
Surrogacy in India,
Step by Step
Each section covers one part of the law or the process in plain language. Rules can change, so your specialist will confirm the current position for your case.
Section 01 of 10
What the Law Allows
The Surrogacy (Regulation) Act, 2021 came into force on 25 January 2022. It permits only altruistic gestational surrogacy, for intending couples or women who have a medical need, carried out at a clinic registered for surrogacy. Commercial surrogacy is prohibited and is a punishable offence.
Key Points
Gestational surrogacy only
Altruistic, not commercial
Only at registered surrogacy clinics
Medical need must be certified
Counselling for all parties
Parentage confirmed by a court order
Good to Know
The surrogate’s medical care and her 36-month insurance cover are the responsibility of the intending couple or woman, as set out in the Rules. Every step is overseen by the Appropriate Authority.
Section 02 of 10
Who Can Opt for Surrogacy: Married Couples
An intending couple must be a legally married Indian man and woman. On the day of certification, the wife must be between 23 and 50 years and the husband between 26 and 55. The couple should not have a surviving child, whether biological, adopted or through surrogacy.
Eligibility at a Glance
Legally married man and woman
Wife 23–50, husband 26–55 years
No surviving child (with exceptions)
Certified medical need
NRI and OCI couples are covered
Good to Know
There is an exception for couples whose child has a serious physical or mental disability or a life-threatening illness with no permanent cure, with approval from the authorities. In October 2025 the Supreme Court held that the age limits do not apply to couples who had started the process and frozen embryos before the Act came into force.
Section 03 of 10
Widowed or Divorced Women
A widowed or divorced woman aged 35 to 45 can opt for surrogacy if she has a medical need. Under the 2024 amendment to the Rules, she must use her own eggs with donor sperm. Never-married women are not currently included under the Act, and this has been challenged in court.
Key Points
Age 35 to 45 years
Widowed or divorced
Own eggs with donor sperm
Same certificates as couples
Counselling is mandatory
Good to Know
If a woman’s own eggs are unlikely to work, surrogacy may not be possible under the current rules. A specialist can assess egg reserve first with AMH and scan results.
Section 04 of 10
Medical Reasons for Surrogacy
Surrogacy is meant for situations where the woman cannot carry a pregnancy, or where pregnancy would put her life or health at serious risk. The District Medical Board examines the reports and decides whether the medical indication is met.
Common Indications
No uterus from birth (e.g. MRKH) or after hysterectomy
Severely scarred or damaged uterus (e.g. Asherman’s)
Repeated IVF failure despite good embryos
Repeated miscarriages from a uterine cause
Serious heart, kidney or other illness that makes pregnancy unsafe
Good to Know
Bring all your reports: scans, hysteroscopy, IVF summaries and specialist letters. Clear documentation makes the medical board process smoother.
Section 05 of 10
Who Can Be a Surrogate Mother
The law sets clear criteria for the surrogate. She must be a married woman (or one who has been married) between 25 and 35 years of age, with a child of her own. She can act as a surrogate only once in her lifetime, must be medically and psychologically fit, and cannot provide her own eggs.
Surrogate Criteria
Age 25 to 35 years
Ever married, with her own child
Once in her lifetime
Medical and psychological fitness certificate
Not genetically related to the baby
Good to Know
The surrogate gives informed written consent, has the right to withdraw before the embryo is placed, and must be covered by insurance for 36 months taken out by the intending couple or woman.
Section 06 of 10
Donor Eggs or Sperm in Surrogacy
Since the February 2024 amendment, a couple may use a donor egg or donor sperm if the District Medical Board certifies that the husband or wife has a medical condition that requires it. At least one gamete must still come from the intending couple, so the baby is genetically related to at least one parent.
Key Points
Allowed only with medical board certification
One gamete must be from the couple
Donor eggs or donor sperm, not both
Single women: own eggs plus donor sperm
Donors come only through registered ART banks
Good to Know
If neither partner can provide a gamete, surrogacy is not currently possible under the Rules. A specialist can talk you through the alternatives, including adoption.
Section 07 of 10
Certificates & Legal Steps
Before treatment begins, the intending couple or woman and the surrogate need certificates from the State or UT Appropriate Authority. After the birth, a Magistrate’s court issues a parentage and custody order, which is the basis for the birth certificate.
Documents You Will Need
Medical indication certificate (District Medical Board)
Certificate of essentiality and eligibility
Surrogate’s eligibility and fitness certificates
36-month insurance for the surrogate
Court order of parentage and custody
Good to Know
Certificates are generally valid for a limited time, so plan the medical steps and paperwork together. Many couples also take independent legal advice on the documents.
Section 08 of 10
NRI & OCI Couples
Indian couples living abroad and Overseas Citizens of India (OCI) are covered by the same eligibility rules as couples living in India. Foreign nationals without OCI status cannot opt for surrogacy in India.
Plan Ahead For
Passport and OCI or NRI documents
Attested marriage and medical records
Time in India for medical steps
Certificates from the Appropriate Authority
The baby’s travel documents after birth
Good to Know
An online consultation is a practical first step from abroad: you can check eligibility and gather the right reports before planning your trip.
Section 09 of 10
How Long Surrogacy Takes
From the first consultation to the birth, surrogacy usually takes well over a year. Medical tests and IVF to create embryos come first, along with the medical board and certificates, then the embryo transfer to the surrogate and a full-term pregnancy.
Typical Stages
Consultation and tests
Medical board and certificates
IVF and embryo freezing
Embryo transfer to the surrogate
Pregnancy and delivery
Parentage order and birth certificate
Good to Know
Under the Rules, the surrogacy procedure can be attempted on a surrogate no more than three times, and usually one embryo is transferred at a time.
Section 10 of 10
Emotional Support & Alternatives
The road to surrogacy often follows years of trying, failed treatment or loss. It is normal to feel exhausted, anxious or unsure. Counselling is part of the legal process, and talking to someone can also help you and your partner make decisions together.
Support That Can Help
Counselling before treatment
Talking through IVF with your own uterus first
Exploring adoption through CARA
Support for the couple’s relationship
Planning finances realistically
Good to Know
There is no right or wrong path to parenthood. A specialist can explain the medical side, and a psychologist can help with the emotional side.
📄 Related
Talk to a psychologist online →₹ Surrogacy Cost
Surrogacy Cost in India: A Typical Breakdown
Total cost depends on the city, the clinic, how many IVF cycles are needed and whether donor gametes are used. This breakdown shows where the money typically goes, so you can compare estimates line by line.
| What it covers | Typical range |
|---|---|
| Consultations and medical tests for the intending couple | ₹30,000 – ₹60,000 |
| IVF cycle to create embryos, including medicines | ₹2,00,000 – ₹3,50,000 |
| Embryo transfer to the surrogate | ₹60,000 – ₹1,20,000 |
| Surrogate’s medical care, pregnancy check-ups and delivery | ₹4,00,000 – ₹7,00,000 |
| Mandatory insurance for the surrogate (36 months) | ₹60,000 – ₹1,20,000 |
| Certificates, legal documents, counselling and court order | ₹1,00,000 – ₹2,00,000 |
| Typical total | ₹8,50,000 – ₹15,50,000 |
More than one IVF cycle or embryo transfer, donor gametes, or complications in pregnancy will increase the total.
These are indicative ranges, not VinsHealth prices. Your consultation fee on VinsHealth is ₹500. Ask any clinic for a written, itemised estimate and its government registration number.
🎯 How It Works
Book a Surrogacy Consultation
in Four Steps
Tell Us About Your Situation
Enter your name, mobile number and a line about what you want to know, such as eligibility or a medical reason.
Pay ₹500 Securely
The fee for one consultation is ₹500 between 10 AM and 6 PM. You see the exact amount before you pay.
A Specialist Connects Within 1 Hour
After payment, you get a Google Meet link by email and a specialist connects within one hour, between 10 AM and 6 PM.
Leave With a Clear Next Step
Know whether you are likely to be eligible, which reports and certificates you need, and what to ask a registered clinic.
👥 Our Team
Who You Will Speak To
Surrogacy consultations on VinsHealth are taken by doctors trained in obstetrics, gynaecology and reproductive medicine. Their name and registration details are shared with you when the consultation is confirmed.
Fertility Specialists
MBBS with MS, MD or DNB in obstetrics and gynaecology, with experience in IVF and surrogacy cases.
Registered With a Medical Council
Each doctor holds a valid registration with a state medical council or the National Medical Commission.
Information, Not Shortcuts
You get an honest view of the medical and legal position. Legal documents should be reviewed by a qualified lawyer.
🎯 Why Consult Online
Why Start Your Surrogacy Journey
With an Online Consultation
Know the Law Before You Spend
Understand eligibility and the certificate process first, so you do not commit money to a route that is not open to you.
Private and Discreet
Surrogacy is a personal decision. Talk from home, alone or as a couple, without visiting a clinic.
From Anywhere, Including Abroad
Useful for NRI and OCI couples who want clarity before travelling to India.
One Clear Fee
₹500 per consultation between 10 AM and 6 PM, for video, audio or chat.
Get Your Reports in Order
Find out which reports the medical board will want to see, and which tests you still need.
Clear About Limits
VinsHealth does not arrange surrogates. All treatment happens at a registered surrogacy clinic.
📍 Surrogacy Consultation Near Me
Surrogacy Consultation Near You,
in Any City in India
Because consultations are held online, you can speak to a specialist wherever you live. Book from any of these cities, from a smaller town, or from abroad.
Delhi
Online consultations
Mumbai
Online consultations
Bangalore
Online consultations
Chennai
Online consultations
Hyderabad
Online consultations
Pune
Online consultations
Kolkata
Online consultations
Ahmedabad
Online consultations
Jaipur
Online consultations
Lucknow
Online consultations
Chandigarh
Online consultations
Indore
Online consultations
Noida
Online consultations
Gurgaon
Online consultations
Kochi
Online consultations
Patna
Online consultations
❓ FAQ
Frequently Asked Questions About
Surrogacy in India
Yes, but only altruistic gestational surrogacy is legal, under the Surrogacy (Regulation) Act, 2021. It must be done for a certified medical reason, at a registered clinic, with certificates from the government authorities. Commercial surrogacy is banned.
A legally married Indian couple where the wife is 23 to 50 and the husband 26 to 55, with no surviving child (with limited exceptions) and a medical need certified by the District Medical Board. Widowed or divorced women aged 35 to 45 are also eligible.
Yes. NRI couples and Overseas Citizens of India are covered by the same eligibility rules as couples living in India. Foreign nationals without OCI status cannot.
Widowed or divorced women aged 35 to 45 can, using their own eggs and donor sperm. Never-married women, single men, live-in couples and same-sex couples are not currently eligible under the Act.
Since February 2024, a couple can use either donor eggs or donor sperm if the District Medical Board certifies a medical need. At least one gamete must come from the intending couple.
A typical total is about ₹8.5 lakh to ₹15.5 lakh, covering tests, IVF, embryo transfer, the surrogate’s medical care and delivery, mandatory insurance, and legal and certificate costs. More IVF cycles or complications increase the cost.
Usually well over a year from the first consultation to the birth, including tests, certificates, IVF, the embryo transfer and a full-term pregnancy.
A woman between 25 and 35 years who is or has been married and has her own child. She can be a surrogate only once in her life, must be medically and psychologically fit, and cannot use her own eggs.
Under the Surrogacy (Regulation) Rules, the procedure can be attempted on a surrogate no more than three times. Usually one embryo is transferred at a time.
No. VinsHealth offers information and medical consultation online. Surrogacy itself is carried out by registered surrogacy clinics under the supervision of government authorities.
A specialist reviews your medical history and reports, explains whether a medical indication is likely to be accepted, and walks you through the legal steps, the timeline and costs. The fee is ₹500 between 10 AM and 6 PM.
Yes. In October 2025, the Supreme Court held that the age limits under the Act do not apply to couples who had begun the surrogacy process and frozen embryos before the Act came into force on 25 January 2022.
This page gives general information about surrogacy law and treatment in India and is not legal advice or a substitute for assessment by a qualified doctor. Laws and court rulings can change; confirm the current position with your clinic and a lawyer. Cost ranges are indicative. Last reviewed: October 2026.
Understand Your Options
Before You Begin.
Speak to a fertility specialist online about surrogacy: eligibility under Indian law, medical reasons, certificates, timeline and cost, for ₹500. A specialist connects within one hour, 10 AM to 6 PM.
⚖️ As Per Indian Law💬 Video, Audio or Chat₹500 Per Consultation