Surrogacy Cost in Bangalore 2023: All You Need to Know

Surrogacy Cost in Bangalore 2023: All You Need to Know

In recent years, surrogacy has become a viable option for couples struggling with infertility or medical conditions that prevent them from conceiving naturally. With advancements in medical technology, surrogacy procedures have become more accessible and successful. For those considering surrogacy in Bangalore in 2023, it's essential to understand the process, the legalities involved, and, most importantly, the cost associated with it. In this article, we will delve into the various aspects of surrogacy costs in Bangalore and what factors influence the expenses.

Table of Contents

Understanding Surrogacy

A woman carries and gives birth to a child on behalf of another person or couple through the procedure of surrogacy. It allows individuals with fertility issues or medical conditions to have a biological child using assisted reproductive technology. Traditional surrogacy and gestational surrogacy are the two basic types of surrogacy.

Different Types of Surrogacy

  • Traditional Surrogacy: In traditional surrogacy, the surrogate uses her own eggs to conceive, making her genetically related to the child. This type of surrogacy is less common due to legal and emotional complexities.
  • Gestational Surrogacy: Gestational surrogacy is the more prevalent and preferred method. In this process, the surrogate carries the embryo created from the intended parents' gametes or donor eggs and sperm. The child and the surrogate have no genetic ties.

The Legal Aspect of Surrogacy in Bangalore

Surrogacy laws can vary from one place to another. It is crucial to understand the legal framework around surrogacy in Bangalore. India has clear laws governing surrogacy to protect the rights of all parties involved. Ensuring legal compliance is essential to avoid any future complications.

Factors Affecting Surrogacy Cost in Bangalore

The cost of surrogacy can vary significantly based on several key factors. Understanding these factors is essential for prospective parents to plan and budget for the surrogacy journey effectively. Below are the primary elements that influence the overall expenses of surrogacy:

  • Choice of Surrogacy Type: The type of surrogacy selected - traditional surrogacy or gestational surrogacy - can impact the overall cost. Gestational surrogacy, where the surrogate is not genetically related to the child, is generally more common and may have a different cost structure compared to traditional surrogacy, where the surrogate is genetically related to the child.
  • Medical Procedures: Surrogacy often involves various medical procedures, such as in-vitro fertilization (IVF), embryo transfer, and fertility treatments for both the intended parents and the surrogate. The complexity and number of medical interventions required can affect the overall cost.
  • Surrogate Compensation: Surrogates play a crucial role in the surrogacy process and are compensated for their time, effort, and the potential risks associated with pregnancy and childbirth. The surrogate's compensation can be a significant portion of the overall expenses.
  • Legal Fees: Hiring legal experts to handle the surrogacy agreement, parental rights, and other legal aspects is essential to ensure a smooth and legally sound process. Legal fees can vary based on the complexity of the case and the legal services required.
  • Administrative Expenses: Various administrative tasks, such as background checks, medical screenings, and coordination between different parties involved in the surrogacy process, contribute to the overall costs.
  • Location: The location of the surrogacy clinic or agency can also influence the expenses. Surrogacy costs may differ between cities or countries due to variations in medical practices, legal regulations, and overall living costs.
  • Insurance Coverage: Health insurance coverage for surrogacy can impact costs. Understanding what aspects of the process are covered by insurance and what requires out-of-pocket payment is crucial for prospective parents.
  • Extra Services and Add-ons: Some surrogacy programs offer additional services or add-ons, such as genetic testing, embryo freezing, or extended support services. The cost of these extras that are optional could increase.
  • Multiple Attempts: In some cases, multiple attempts at IVF or embryo transfer may be necessary to achieve a successful pregnancy. Each attempt incurs additional expenses, which should be considered in the budget.
  • Complications or Unexpected Costs: Like any medical procedure, surrogacy may involve unforeseen circumstances or complications that could lead to additional costs.

Surrogacy Cost in Bangalore 2023-2024

Surrogacy Procedure ( Till Baby Birth )

Procedure Cost INR ( 2023 - 2024 )

Surrogacy with Self Egg

Rs. 14 Lakh to 18 Lakh

Surrogacy by donor egg

Rs. 15 Lakh to 20 Lakh

Surrogacy with donor sperms and own egg

Rs. 13 Lakh to 18 Lakh

Surrogate Mother (SM) (Cost )

Up to Rs. 6 Lakh to 8 Lakh

IVF Cost

Up to Rs. 5 Lakh to 8 Lakh

Surrogate Mother Selection (Cost)+ Blood Tests (Cost) + Surrogate Mother Preparation (Cost)

Up to Rs. 2 Lakh to 3 Lakh

Normal Vaginal Delivery Cost

Up to Rs. 60,000 INR

Cesarean section or Delivery Cost

Up to Rs. 1 Lakh to 2 Lakh

Housing for Surrogate mother (Cost) + Food (Cost)

Up to Rs. 4 Lakh

Caretaker Costs + Cook ( Cost ) + Maid for Surrogate Mother Cost

Up to Rs. 1 Lakh

Surrogate mother Post Pregnancy Protein and Medication Cost

Up to Rs. 2 Lakh to 3 Lakh

Legal Cost

Rs. 2 Lakh

Surrogate Mother Post Embryo Transfer Drugs Cost

Up to Rs. 30000

Donor Workup Cost

Up to Rs. 60,000 INR

Post-Preg Care/Scans Cost + Taxi and caretaker allowance Cost

Up to Rs. 10000

Embryo Storage and freezing for 6 months Cost

Up to Rs. 10000

Egg donor cost

Rs. 60,000 to 1,50,000

Egg donor insurance cost

Rs. 3,000 to 5,000

Surrgate mother insurance cost

Rs. 5,000 to 10,000

Baby DNA Report (Available after birth)

Rs. 15,000

Investigation test cost

Rs. 10,000

NICU Charges after Baby Birth

Rs. 1 Lakh to 6 Lakh


Tips to Manage Surrogacy Expenses

Managing surrogacy expenses requires careful planning and financial awareness. While the process can be financially significant, there are several strategies that prospective parents can adopt to effectively manage the costs. Here are some essential tips to consider:

  • Research and Compare: Take the time to research and compare different surrogacy clinics or agencies. Look into their success rates, reputation, and the overall cost structure. Obtaining multiple quotes and understanding what is included in each package can help in making an informed decision.
  • Budgeting: Create a comprehensive budget that outlines all the expected expenses throughout the surrogacy journey. Include medical procedures, surrogate compensation, legal fees, and administrative costs. Having a clear budget will enable better financial planning and management.
  • Seek Financial Assistance: Some surrogacy clinics or agencies may offer financial assistance programs or payment plans to help spread out the expenses over time. Inquire about such options and assess if they align with your financial capabilities.
  • Consider International Surrogacy: Surrogacy cost in Bangalore can vary significantly based on the location. Exploring international surrogacy options in countries where the procedure may be more affordable can be a consideration. However, it is essential to thoroughly understand the legal and logistical aspects of international surrogacy.
  • Utilize Health Insurance: Review your health insurance policy to determine if any aspects of the surrogacy process are covered. While not all insurance plans cover surrogacy-related expenses, it is essential to explore available options.
  • Plan for Contingencies: Factor in unexpected expenses or potential complications in your budget. Having a contingency fund can provide financial security in case of unforeseen circumstances.
  • Prioritize Services: Prioritize the essential services and medical procedures while considering optional add-ons carefully. Some additional services may not significantly impact the success of the surrogacy journey, and opting for essential services can help manage costs.
  • Consider Shared Surrogacy: Shared surrogacy programs involve multiple intended parents sharing the cost of the surrogacy journey. This can be a cost-effective option for those who are open to sharing the experience with others.
  • Negotiate Fees: Don't hesitate to negotiate fees with the surrogacy clinic or agency. Some aspects of the process, such as legal fees or administrative costs, may be negotiable.
  • Plan for the Future: Look beyond the immediate expenses of surrogacy and plan for the future. Consider the costs associated with raising a child, including education, healthcare, and other essential needs.
  • Explore Support Groups: Joining support groups or online communities for surrogacy recipients can provide valuable insights and tips from others who have gone through similar experiences.
  • Stay Informed: Keep yourself updated on changes in surrogacy laws and regulations that may impact the cost. Being aware of any legal changes can help you plan accordingly.

By adopting these tips and actively managing surrogacy expenses, prospective parents can embark on their surrogacy journey with confidence, knowing that they have taken proactive steps to ensure financial stability and a positive experience.

Surrogate Mother Insurance 2023-2024

Surrogate mother insurance is a crucial element of the surrogacy process, emphasizing the well-being of the surrogate and addressing potential pregnancy and childbirth issues. Typically, intended parents are responsible for obtaining comprehensive coverage, which should include:

  • Maternity Expenses: Encompassing prenatal, delivery, and postnatal care for the surrogate.
  • Complications Coverage: Protecting against unexpected pregnancy or childbirth complications.
  • Life Insurance: Providing financial support to the surrogate's family in the unfortunate event of her passing.
  • Legal Support: Including coverage for legal expenses, ensuring a safety net during the surrogacy journey.

This insurance serves as a fundamental safeguard, prioritizing the health and security of all parties involved in the surrogacy arrangement.

Egg Donor Selection Criteria According to 2023-2024 Laws

In accordance with the 2023-2024 legal framework governing egg donor selection, several key criteria have been established to enhance the safety, ethics, and overall effectiveness of assisted reproduction. These criteria are designed to provide a clear and supportive environment for both donors and recipient families. Here are the pivotal points of the new regulations:

  • One-Time Lifetime Donation: A significant change in the landscape of egg donation is the restriction that allows an individual to donate eggs only once in their lifetime. This limitation prioritizes the physical and emotional well-being of donors, preventing them from undergoing multiple procedures that can be physically and emotionally taxing.
  • Marital Status: The legislation mandates that egg donors must be legally married. This requirement aims to create a stable and supportive environment for both the donor and the potential child, recognizing the responsibilities that come with marriage.
  • Previous Childbirth: The 2023-2024 laws require egg donors to have previously given birth to at least one child. This condition ensures that donors have firsthand experience with the physical and emotional aspects of childbirth and motherhood. It enables them to empathize with the recipient couple's journey and provide practical guidance effectively.

The Emotional Journey of Surrogacy in Bangalore

The emotional journey of surrogacy is a profound and transformative experience for all parties involved - the intended parents, the surrogate, and the families. It is a process that goes beyond the medical and legal aspects, delving into the depths of hope, trust, and love. Here are some key emotional aspects of the surrogacy journey:

  • Hope and Anticipation: For intended parents, surrogacy represents hope - hope for a long-awaited child, hope for a complete family, and hope for the fulfillment of their dreams. The journey begins with anticipation and excitement as they embark on this path to parenthood.
  • Gratitude and Trust: Intended parents often experience overwhelming gratitude towards their chosen surrogate. Trust is established as they place their faith in her to carry their precious child. The surrogate, on the other hand, feels honored to be part of this life-changing journey and trusts the intended parents to care for the child with love.
  • Emotional Connection: Throughout the surrogacy process, intended parents and surrogates may form a deep emotional bond. The shared commitment towards bringing a new life into the world creates a unique and profound connection between them.
  • Empathy and Understanding: Surrogacy requires all parties to empathize and understand each other's perspectives. Intended parents empathize with the sacrifices and selflessness of the surrogate, while she empathizes with the struggles and emotions of the intended parents.
  • Joy and Celebration: The news of a successful pregnancy brings immense joy and celebration for both the intended parents and the surrogate. The growing baby becomes a symbol of hope fulfilled and a new chapter in their lives.
  • Vulnerability and Support: All parties involved may experience moments of vulnerability during the journey. Intended parents may feel anxious about the health of the baby, while the surrogate may have concerns about the pregnancy. However, the strong support system provided by the clinic and each other helps navigate through these emotions.
  • Open Communication: Clear and open communication between the intended parents and the surrogate is essential. Expressing feelings, fears, and hopes fosters a supportive and understanding environment.
  • Letting Go: As the due date approaches, intended parents may experience a mix of emotions, including excitement and anxiety. For the surrogate, the impending birth can be a bittersweet moment as she prepares to part with the child she has nurtured. Letting go can be emotionally challenging but is eased by the knowledge that the child is going to a loving home.
  • Joyful Endings: The birth of the baby is a moment of pure joy and fulfillment for all involved. It marks the successful end of the surrogacy journey and the beginning of a new chapter for the intended parents as they embrace parenthood.
  • Lasting Bonds: The emotional journey of surrogacy often leads to lasting bonds between the intended parents, the surrogate, and their families. Many surrogacy arrangements result in lifelong friendships that continue to enrich the lives of all involved.

The emotional journey of surrogacy is a remarkable testament to the resilience of the human spirit and the capacity for love and compassion. It is a journey of hope, trust, and connection that leads to the creation of loving families and cherished memories that last a lifetime.

Surrogacy offers hope to couples and individuals dreaming of parenthood. In Bangalore, the surrogacy process is well-regulated, making it a favorable choice for those seeking this path to parenthood in 2023. By understanding the various factors affecting surrogacy costs, exploring reputable clinics, and preparing emotionally for the journey, prospective parents can embark on this life-changing experience with confidence.

FAQ'S (Surrogacy Cost in Bangalore 2023-2024)

Q: Is surrogacy legal in Bangalore?
Yes, surrogacy is legal in Bangalore, as well as in the rest of India. However, the regulations and laws surrounding surrogacy have undergone significant changes over the years. In 2015, the Indian government passed the Surrogacy (Regulation) Bill, which imposed certain restrictions on surrogacy, such as prohibiting commercial surrogacy for foreign nationals and same-sex couples. As a result, only altruistic surrogacy (where the surrogate does not receive monetary compensation beyond medical expenses) is allowed for Indian citizens.

Q: What is the average cost of surrogacy in Bangalore?
The Surrogacy cost in Bangalore can vary widely depending on several factors, including the type of surrogacy (gestational or traditional), the medical procedures involved, the legal and administrative expenses, and the choice of the surrogacy clinic or agency. On average, the total cost of surrogacy in Bangalore can range from INR 10 lakhs to 20 lakhs or more.

Q: Can single parents opt for surrogacy in Bangalore?
Yes, single parents are allowed to opt for surrogacy in Bangalore. However, it is important to note that the Surrogacy (Regulation) Bill in India only allows Indian citizens to pursue surrogacy, and commercial surrogacy is prohibited. Therefore, single Indian parents can explore altruistic surrogacy arrangements with the consent of a close family member acting as a surrogate.

Q: What medical screenings are conducted for surrogates?
Surrogates undergo a series of comprehensive medical screenings before being accepted into a surrogacy program. These screenings are conducted to ensure the overall health and suitability of the surrogate for the surrogacy process. The medical screenings may include blood tests, genetic testing, hormonal assessments, infectious disease screening, ultrasounds, and other medical evaluations. These screenings aim to assess the surrogate's physical health, reproductive capabilities, and the absence of any medical conditions that could pose risks during pregnancy.

Q: Are there any support groups for surrogacy recipients in Bangalore?
Yes, there are support groups and organizations in Bangalore that cater to surrogacy recipients and individuals going through the surrogacy process. These support groups offer a valuable platform for sharing experiences, information, and emotional support. They can be beneficial for intended parents to connect with others who have gone through similar journeys, seek guidance, and find a sense of community during their surrogacy experience in Bangalore.


Share the post

About Author

Dr. Nisha Sharma

Studied at Red Roses Sr. Sec. School, D-Block, Arya Samaj Mandir; she has established herself into a renowned personality. She received her degrees (both BDS and MDS) in dentistry. She received her fellowship at the Pierre Fauchard Academy (FPFA). She has also received her certifications for full mouth rehabilitation and cosmetic dentistry. Currently, she practices her medicine of dentistry at Dr. Chopra Dental Clinic in Ramesh Nagar, Delhi.

Comments ( 1)

  • Mansi

    Thanks for the valuable information.

    2023-01-05 00:00:00

Leave Comment