Understanding the cost of IVF treatment in India

Understanding the cost of IVF treatment in India

In recent years, the field of assisted reproductive technology (ART) has provided new hope to couples struggling with infertility. In vitro fertilization (IVF) is one such ART technique that has gained popularity worldwide, including in India. IVF involves the fertilization of eggs and sperm outside the body, followed by the transfer of the performing embryos into the uterus. While IVF offers a promising solution for those facing infertility, it is essential to consider the associated costs before embarking on this journey. In this blog, we will explore the various factors that influence the cost of IVF treatment in India, helping you make an informed decision regarding this life-changing procedure.

Table of Content

Factors Affecting IVF Costs in India

Clinic Location and Reputation: The geographical location of the IVF clinic can significantly impact the treatment cost. Metro cities and urban areas generally have higher costs due to factors such as higher operational expenses and demand. Furthermore, the reputation and success rates of the clinic also play a role in determining the cost. Established clinics with a track record of successful IVF treatments may charge higher fees compared to newer or less renowned clinics.

Diagnostic Tests and Medications: Before commencing IVF treatment, couples are usually required to undergo a series of diagnostic tests to identify any underlying issues. These tests include blood work, ultrasound scans, hysteroscopy, and semen analysis. The cost of these tests, as well as the initial consultation with the fertility specialist, is typically separate from the IVF treatment cost.

IVF Cycle: The number of IVF cycles required for successful conception varies from person to person. Some individuals may achieve success in the first attempt, while others may need multiple cycles. Each IVF cycle involves separate costs for procedures like egg retrieval, fertilization, embryo transfer, and cryopreservation.

Donor Eggs or Sperm: In cases where the intended parents cannot produce viable eggs or sperm, they may choose to use donor gametes. Using donor eggs or sperm significantly increases the cost of IVF treatment. The expenses incurred involve compensation for the donors, their screening tests, and the procurement and processing of the donor gametes.

Frozen Embryo Transfers: When couples have surplus embryos from a previous IVF cycle, these embryos can be cryopreserved for future use. Frozen embryo transfers (FET) are less expensive than fresh cycles since they eliminate the need for ovarian stimulation and egg retrieval. However, the cost of FET varies depending on the clinic and the number of embryos transferred.

Additional Procedures: In certain situations, additional procedures such as intracytoplasmic sperm injection (ICSI), preimplantation genetic testing (PGT), or embryo freezing and storage may be necessary. These procedures incur extra charges, contributing to the overall cost.

Understanding the Cost Breakdown

To provide a clearer picture of the cost range for IVF treatment in India, here is an approximate breakdown:

Preliminary Diagnostic Tests: Rs. 10,000 - Rs. 30,000
Medications: Rs. 50,000 - Rs. 80,000 per cycle
IVF Cycle (including procedures and lab charges): Rs. 1,50,000 - Rs. 3,50,000 per cycle
Donor Services: Rs. 50,000 - Rs. 1,00,000 (if applicable)
Additional Procedures: Rs. 20,000 - Rs. 80,000 (per procedure)

It is important to note that these figures are approximate and can vary depending on several factors, including clinic reputation, location, and individual requirements.

Financial Support Options: To make IVF treatment more affordable, many clinics offer various financial support options. These may include installment plans, package deals for multiple cycles, or collaborations with insurance providers to cover a portion of the costs. It is advisable to inquire about such options while selecting a fertility clinic.

Insurance Coverage: Insurance coverage for IVF treatment varies significantly. While some insurance plans may cover a portion of the treatment cost, others may offer no coverage at all. It is important to check with the insurance provider to understand the extent of coverage, if any, and how it affects the overall cost of IVF treatment.

Cost of IVF Treatment in Different States of India


Average Cost


₹2,00,000 – ₹ 3,00,000


₹1,60,000 – ₹ 1,75,000


₹1,45,000 – ₹ 1,60,000


₹90,000 – ₹ 1,25,000


₹75,000 – ₹ 90,000


₹70,000 – ₹ 90,000


₹65,000 – ₹ 85,000


₹65,000 – ₹ 80,000

Cost Comparison and Average Range

The cost of IVF treatment in India is relatively lower compared to many other countries, making it a popular destination for medical tourism. On average, the cost of a single cycle of IVF in India ranges from INR 1,00,000 to INR 2,50,000 ($1,350 to $3,400). However, it is crucial to note that the cost can vary significantly depending on the factors mentioned above.

To put the cost in perspective, let's compare it to the prices in other countries. In the United States, the average cost of a single IVF cycle can range from $10,000 to $15,000, which is substantially higher than the Indian average. Similarly, in the United Kingdom, the cost can range from £5,000 to £8,000, again significantly higher than in India.

However, it is essential to consider that the success rates, quality of care, and infrastructure in different countries may vary. India has a well-established medical infrastructure and experienced fertility specialists, offering cost-effective IVF treatment without compromising on the quality of care.

IVF treatment provides a ray of hope for couples struggling with infertility, and India offers an affordable option for those considering this procedure. The cost of IVF treatment in India depends on various factors, including the location and reputation of the clinic, treatment protocol, diagnostic tests, the use of donor gametes, frozen embryo transfers, additional services, and insurance coverage.

It is crucial for couples to consult with fertility specialists, understand the cost breakdown, and consider their unique circumstances before making a decision. While cost is an important factor, it should not be the sole determinant in choosing an IVF clinic. Factors such as success rates, expertise of the medical team, and personalized care should also be taken into account.

In summary, the cost of IVF treatment in India is relatively lower compared to many other countries, making it an attractive option for couples seeking affordable fertility treatments. By understanding the factors influencing the cost and considering all aspects of the treatment, couples can make an informed decision about their IVF journey in India. Remember, every couple's situation is unique, and seeking professional guidance is crucial in achieving the dream of parenthood.

Note: Please consult with a medical professional or fertility specialist to obtain accurate and up-to-date information regarding IVF costs in India.

Frequently Asked Questions (IVF Cost)

Q. Why is IVF expensive in India?
IVF treatment in India can be expensive due to factors such as advanced technology and equipment costs, skilled medical professionals, high-quality infrastructure, and the cost of medications and laboratory procedures involved in the treatment.

Q. How successful is IVF  in India?
The success rates of IVF in India vary, but on average, the success rate for IVF in India is around 30% to 35% per cycle.

Q. What is the cost of IVF treatment in India?
The cost of IVF treatment in India varies depending on several factors, such as the city or clinic you choose, the expertise of the doctors, the type of IVF procedure required, and any additional treatments or medications needed. Generally, the cost can range from INR 90,000 to INR 3,00,000 or more.

Q. What is the cheapest cost of IVF?
The cheapest cost of IVF can vary depending on the location and clinic, but it can start from around INR 90,000 in India.

Q. What does the cost of IVF treatment in India typically include?
The cost of IVF treatment usually includes pre-treatment evaluations and consultations, fertility medications, ultrasound scans, blood tests, egg retrieval, embryo transfer, and follow-up consultations. However, it is important to confirm the specific inclusions with your chosen clinic or fertility center.

Q. Are there any additional costs involved in IVF treatment?
Yes, there might be additional costs associated with IVF treatment. These can include the cost of diagnostic tests, pre-IVF procedures (such as hysteroscopy or laparoscopy), embryo freezing and storage, ICSI (Intracytoplasmic Sperm Injection), PGD/PGS (Preimplantation Genetic Diagnosis/Screening), and additional cycles of IVF if needed.

Q. Does the cost of IVF treatment vary across cities in India?
Yes, the cost of IVF treatment can vary across cities in India. Major metropolitan cities like Delhi, Mumbai, and Bangalore generally have higher costs due to factors such as higher demand, higher infrastructure costs, and the availability of more advanced technologies. However, it's essential to consider the overall quality of care and success rates along with the cost when choosing a clinic.

Q. Are there any hidden costs to be aware of?
It's crucial to be aware of any potential hidden costs that may not be included in the initial IVF package. These can include additional medications, extended embryo storage, embryo or sperm donor fees, anesthesia charges, or any unforeseen medical procedures that may be required during the treatment. It's advisable to discuss and clarify all potential costs with your fertility clinic beforehand.

Q. Does insurance cover the cost of IVF treatment in India?
Generally, insurance coverage for IVF treatment in India is limited. Some insurance providers may offer partial coverage or specific benefits for fertility treatments, but it is advisable to review your policy carefully and inquire with your insurance provider about the extent of coverage for IVF or related procedures.

Q. Are there any financing options available for IVF treatment in India?
Some fertility clinics or hospitals may offer financing options or installment plans to help manage the cost of IVF treatment. It's worth inquiring with your chosen clinic about any available options or exploring third-party financing organizations that specialize in fertility treatments.

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About Author

Dr. Aayush Mittal

Studied at Govt. Sr. Sec. School, he has established himself into a renowned personality after becoming an experienced dentist and cosmetic implantologist. He received his bachelors in BDS from Dr Vasantrao Pawar Medical College, Nashik. After receiving the bachelors, he became the resident doctor at Sardar Patel Medical College and PBM Hospital, Bikaner Rajasthan, India. After that, he received his fellowship from the USA and specialty, i.e, MDS from Jaipur National University Institute For Medical Sciences & Research Centre, 302017

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